About Lumin

Lumin Insurance is an independent management owned company founded by Toby Davidson and Lumin Wealth. Together they have over 50 years of combined experience as business owners, investors and entrepreneurs. These experiences have helped shape a company that genuinely understands the pressures of running a company, its insurance needs as well as the requirements of investors.

At Lumin Insurance our aim is to empower and improve our clients’ decision making so as to give them a competitive edge in a fast moving global economy.

Toby Davidson – Director

Toby is proud of what Lumin Insurance has to offer. He founded the company with the belief that providing his clients with accurate, timely and effective advice allows them to make better decisions. Toby has been advising private equity investors, asset managers and management teams since 2012.

Prior to this Toby served for 9 years as a British Army Officer (Coldstream Guards). During his service Toby experienced the full spectrum of the Army’s commitments, from leading soldiers on operational tours to Afghanistan and Iraq, to coordinating International and State ceremonial events.

Toby has a degree in Business Management from Birmingham University as well as being a graduate from The Royal Military Academy Sandhurst.